Credit Report Analysis
Perform a comprehensive review of a clients credit report from all three credit bureaus to identify errors, negative accounts, and unsubstantiated items.
Credit Bureau Disputes
Challenge inaccurate or unverifiable items, such as incorrect late payments, charge-offs, and collections with the credit bureaus.
Debt Settlement
Intervene and negotiate directly with creditors, lenders, and collection agencies to remove negative items or settle debts on a clients credit report.
Credit Building
Provide tools and guidance to help clients establish and improve their credit scores. This can include recommending secured credit cards or credit-builder loans.
Debt Management
Create personalized strategies to help clients pay off debts more efficiently. This include negotiating with creditors to potentially lower interest rates and waive fees.
Credit Coaching
Offer personalized coaching to help clients understand their credit and finances. This knowledge leads to better financial stability, and better decision making.
Enrollment
Take the first step towards your financial goals and join our credit repair program today. We make enrolling quick and easy, and our team is here to guide you through the entire process.
The Dispute Process
Once we’ve identified any negative items on your credit report, we’ll begin the dispute process with the credit bureaus. Our team will also challenge all inaccurate items.
Meet Your Expert
Once you enroll, you’ll be matched with a dedicated credit expert who will work with you to develop a personalized credit repair plan to help improve your credit score.
Pay Your Bills On Time
While we are disputing the negative items on your credit report please continue to pay your monthly bills. Paying your monthly bills on time will help you maintain a healthy credit score.
Evaluation
After meeting with your credit expert, we’ll conduct a thorough evaluation of your credit report to identify any negative items that may be impacting your credit score.
Keep Old Accounts
Keeping accounts open for a long time on your credit file is beneficial, because it increases the length of your credit history and helps maintain a low credit utilization ratio.